Skip to content
The Algorithm
vs Cognizant×Healthcare
Why Healthcare companies switch

The Algorithm vs. Cognizant in Healthcare — Payers & Insurance

Cognizant's healthcare payer practice is built on the TriZetto platform — which Cognizant acquired specifically to create a captive technology dependency for payer clients. There is a better model.

The Problem

What Cognizant gets wrong in Healthcare

Cognizant's healthcare payer practice is built on the TriZetto platform — which Cognizant acquired specifically to create a captive technology dependency for payer clients. The TriZetto breach, undetected for 12 months, is the most important data point about Cognizant's security posture: they operated their flagship healthcare platform with a persistent threat actor present for a year before detection. That is not a one-time failure — it reflects an organizational security culture that prioritizes platform revenue over platform security.

The TriZetto managed services model creates a structural dependency that is difficult and expensive to exit. Payers on TriZetto contracts find that their claims adjudication logic, benefit configuration, and network management rules are encapsulated in a vendor-controlled platform that cannot be migrated without a multi-year replatforming effort. Every change request requires a Cognizant statement of work. Every enhancement requires a managed services contract amendment.

CMS interoperability requirements are evolving faster than Cognizant's platform update cycle. The FHIR API mandates, patient access requirements, and payer-to-payer data exchange obligations under the Interoperability and Prior Authorization Rule require platform capabilities that TriZetto's legacy architecture is not designed to support. Cognizant's managed services model will address these requirements eventually — on their timeline, not the CMS compliance deadline.

TriZetto data breach undetected 12 months
Multiple class-action lawsuits
Helpdesk gave hackers network passwords (Clorox $380M suit)
Laid off 700+ US medical scribes to offshore
The Algorithm

What we deploy instead

We build payer platforms that are not captive to a vendor-controlled update cycle. CMS FHIR mandates, prior authorization API requirements, and patient access obligations are implemented on your timeline, in your architecture, with your team in control of the roadmap.

Our payer technology teams have built around TriZetto, Facets, and modern FHIR-native payer platforms. We know the integration constraints and the migration patterns — and we build systems that your team can operate without a managed services contract.

Compliance

HIPAA and SOC 2 built into the architecture from day one — enforced automatically by ALICE at every commit.

Delivery

Fixed-price engagements. Production system in 8-20 weeks. No discovery phase. No change orders.

Team

Domain-qualified engineers with healthcare experience. The senior engineer who scopes the engagement is the senior engineer who delivers it.

IP

Full source code and documentation transferred at close. No licensing. No managed services dependency.

Compliance

The compliance difference

CMS FHIR interoperability mandates, HIPAA, SOC 2, state Medicaid managed care compliance. Platform security requires a security culture embedded in the engineering — not a breach detection program that runs on a 12-month lag.

hipaa
soc 2
nist
Typical Engagement

What switching from Cognizant looks like

Payer technology engagement: 14-22 weeks. Team: 10-16 engineers with payer domain experience. Fixed price. Full IP transfer — no ongoing managed services dependency.

Week 1

Architecture review and scope definition. We review existing deliverables and identify gaps.

Weeks 2-4

Scope locked, team assembled, first sprint underway. Working code from week two.

Weeks 8-12

First production milestone — a working integration or system component, not a document.

Close

Full IP transfer. Source code, documentation, operational runbooks. Your team runs the system.

DECISION GUIDE

Failed Vendor Recovery Playbook

Step-by-step framework for recovering from a failed Cognizant engagement — from emergency stabilisation through full re-platforming. 4-phase playbook covering stabilise, assess, transition, and normalise.

X

Replacing Cognizant in Healthcare? We've done this before.

HIPAA-compliant healthcare engineering. Fixed price. Production in 8-20 weeks.

Start the Conversation
Related
Compare
vs Cognizant
Compare
All Comparisons
Market
Healthcare — Payers & Insurance
Solution
Failed Vendor Recovery
Solution
Compliance Remediation
Get Started
Contact Us
Engage Us