PSD2 / Open Banking for Fintech
What PSD2 / Open Banking means for Fintech organizations — and how we implement it at the architecture level.
PSD2 / Open Banking in Fintech environments carries requirements that go beyond the framework's general provisions. The specific operations of Fintech organizations — their data processing scale, their regulatory relationships, and their operational dependencies — create compliance obligations that engineering teams must address at the architecture level. Generic PSD2 / Open Banking compliance that ignores the Fintech context will produce a system that passes audit by a framework-generalist but fails review by an industry-specialist examiner.
Our teams deploy in Fintech environments with PSD2 / Open Banking compliance built into the architecture from the first design decision. The compliance controls are not a layer added to an existing system — they are implemented as first-class components that generate evidence continuously as the system operates. The result is a system that is compliant on deployment day, remains compliant as it evolves, and produces audit evidence without manual assembly.
PSD2 / Open Banking compliance documentation maintained as live system artifacts, not annual documentation projects
Access controls that satisfy PSD2 / Open Banking requirements for Fintech data handling
Audit logging that generates evidence meeting PSD2 / Open Banking audit standards in Fintech regulatory contexts
Incident response procedures aligned to PSD2 / Open Banking notification and reporting timelines
Third-party vendor compliance documentation satisfying PSD2 / Open Banking supply chain requirements
We implement PSD2 / Open Banking compliance for Fintech clients by mapping the framework's requirements to the specific operational context of Fintech organizations before writing application code. Controls are implemented through infrastructure-as-code, enforced automatically by ALICE at every commit, and documented through automated evidence generation pipelines. The result is a PSD2 / Open Banking-compliant Fintech system delivered on a fixed-price timeline.
Ready to build PSD2 / Open Banking compliance into your Fintech system?
We build compliance architecture for Fintech organizations — PSD2 / Open Banking and the full Fintech compliance landscape — from the first infrastructure decision. Fixed price. Production delivery. No discovery phase.